Customized Auto Insurance
Discover our range of auto insurance options in PA & DE
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Coverage You Can Count On
Accidents happen. That's why auto insurance is a legal requirement in the states of PA & DE. Cheap insurance is "nice" but can also come out expensive if it doesn't provide the coverage you need. Make sure you have the coverage that operates the way you think it does in the event of a claim.
Benefits:
1. Peace of mind knowing you're protected in case of an accident.
Importance:
1. Required by law to drive legally on the roads.
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Secure Your Ride
At Choice Insurance Solutions, we work with carriers that offer competitive rates, personalized packages, and comprehensive coverage for your auto insurance needs. Our team of experts will work with you to find the perfect policy that fits your budget and provides the protection you deserve.
Competitive Rates
We help you locate the best policy for the best price.
Personalized Packages
Our experienced agents will tailor a package that meets your specific auto insurance needs.
How Auto Insurance Works: A Comprehensive Guide
Auto insurance provides financial protection in case of accidents, theft, or damage to your vehicle. Learn how it works and why it's important.
Choose the Right Coverage for You
Understand the different types of auto insurance policies available and select the one that suits your needs. Take this short quiz to get an idea of what coverage you need.
File a Claim with Ease
Discover the step-by-step process of filing an auto insurance claim and get the support you need.
Save Money on Your Premiums
Explore tips and strategies to lower your auto insurance premiums without compromising on coverage.
Common Auto Questions
Find answers to frequently asked questions about auto insurance policies, coverage limits, and the claims process.
Auto insurance is a contract between you and the insurance company that protects you against financial loss in case of an accident. It is a legal requirement to drive. It can provide coverage for property damage, liability, and medical expenses.
Full Coverage doesn't have a set meaning. For some, full coverage means having comprehensive and collision included on their policy. For others it means also having rental, towing, uninsured and underinsured motorist coverage. Many also confuse it with Tort. It's best to discuss your coverage limits when reviewing your insurance.
Several factors can affect your auto insurance premium, including your driving record, age, location, type of vehicle, and coverage options. Maintaining a clean driving record and choosing a safe vehicle can help lower your premium.
Liability- pays others when you’re at fault for a car accident that causes bodily injury or property damage. (PA & DE)
Medical Payments- pays medical bills up to your coverage limit for you and any passengers riding in your vehicle in case of an accident, regardless of who is at fault. (PA)
Personal Injury Protection (PIP)- Like medical payments, PIP also helps to pay for medical treatment but can also cover additional expenses. These expenses can include lost wages or paying someone to perform tasks you can't perform due to your injuries. (DE)
Outside of maintaining a clean driving record one of the easiest ways to lower your auto insurance is by enrolling in the telematics program with your insurance carrier. You can save anywhere from 10-40%*. It also helps encourage driving habits that help prevent accidents.
If you have comprehensive and collision coverage, consider increasing the collision deductible. Collision is often one of the most expensive coverages and increasing the deductible can help lower your rate.
*a poor driving score can possibly increase your premium
Get the Best Auto Insurance for the
Best Price
Protect your vehicle with comprehensive and affordable auto insurance policies.
